These Terms and Conditions (the “Terms”) govern participation in the EdvantagePerks program (the “Program”). The Program is operated by OTIP/RAEO Insurance Brokers Inc., together with its affiliates (collectively, “OGC”). References to “EdvantagePerks” refer to the Program. References to “we,” “us,” or “our” mean OTIP in its capacity as operator of the Program, and references to “you” or “member” mean an individual participating in the Program.
The EdvantagePerks program (www.edvantage.ca) offers its members products/services at a discounted rate and/or special offers from select business partners. EdvantagePerks makes no representations or warranties of any kind, express or implied, with respect to any products, services, offers or information made available through the EdvantagePerks program. EdvantagePerks is not responsible for administering the products/services and/or the discounts provided. Some partner offers may differ for primary and secondary members. It is the responsibility of the member to review the terms and conditions and partner offer disclaimers. Members acknowledge that they do not rely on EdvantagePerks for advice, recommendations, assurances or guarantees regarding any partner products or services. The member will not hold OGC, or the Program accountable for any circumstances or discrepancies that may arise.
To participate in the EdvantagePerks program, all primary members must be 18 years of age or older and have the option to add additional secondary members. All secondary members must be 18 years of age or older and reside at the same residence as the primary member (maximum of up to 5). The primary member is responsible for any/all secondary member(s) who are eligible to participate in the EdvantagePerks program. Both the primary and secondary members must have an online registered account to access the programs discounts and offers.
The member acknowledges that any disagreements with an EdvantagePerks partner will be directed to the EdvantagePerks partner. The member understands that if any escalations are required, the primary member must be the one to discuss the issue with the EdvantagePerks partner, and further acknowledges that EdvantagePerks’ involvement, if any, is limited to facilitating communication and does not guarantee resolution of the issue.
If the primary EdvantagePerks member is no longer eligible for the EdvantagePerks program, their account, along with any secondary member’s accounts, will be deactivated.
EdvantagePerks members will not share any partner offer details, promotional codes, or login credentials with individuals that are not eligible or authorized to have access to the EdvantagePerks program, including but not limited to, social media platforms, message boards or similar platforms.
EdvantagePerks has the right to terminate a member’s account, and/or their additional members’ accounts, should any complaints from partners arise, including but not limited to, sharing discounts and offers with non-EdvantagePerks members, misuse of discounts, and argumentative or abusive behaviour towards staff.
Partner offers and other information on this website are subject to change without notice and without liability. Offers are subject to availability, may be time-limited, and may be withdrawn or modified by partners at any time.
EdvantagePerks reserves the right, exercised in its sole discretion, to change, modify, add, or delete portions of these Terms and Conditions at any time and from time to time and for any reason and without notice. These Terms and Conditions shall be governed by and construed in accordance with the laws of Ontario and the laws of Canada, without giving effect to any principles of conflict of law.
If any term or provision of the Terms and Conditions is declared to be void or unenforceable in whole or in part by a court of competent jurisdiction, it shall be deemed to be severable from the rest of this agreement and it shall not affect or impair the enforceability or validity of any other covenant or provision of this agreement. To the maximum extent permitted by law, EdvantagePerks and OGC shall not be liable for any direct, indirect, incidental, consequential, special or punitive damages arising out of or in connection with participation in the EdvantagePerks program or reliance on any partner offers, products or services. EdvantagePerks or OGC will not be liable for any loss or damage that results from your failure to maintain the confidentiality of your password/account. If EdvantagePerks or OGC suffer costs or damages as a result of a user violating these rules, EdvantagePerks expects the user to cover the costs and damages.
You agree to indemnify, defend and hold harmless EdvantagePerks and OGC, including their officers, directors, information providers, agents, partners, affiliates, from and against any and all liabilities, demands, claims, costs, including reasonable legal fees, incurred by the indemnified parties in connection with any demand, claim, action, suit, or loss due to or arising as a result of any breach by you of these Terms and Conditions or claims arising from your account or arising out of content you submit, post, transmit or make available through your use of EdvantagePerks, your violation of any agreement with OGC and these Terms and Conditions, or your violation of any rights of any third party. You agree to use your best efforts to cooperate with OGC in the defense of any demand, claim, action or suit.
Access to any third-party website is at your own risk, and you acknowledge and understand that linked third party websites may contain terms and privacy policies that are different from OGC. The inclusion of any link does not imply our endorsement of any other company, its websites, or its products and/or services. EdvantagePerks and OGC do not control and are not responsible for the collection, use, disclosure or protection of personal information by third-party partners. These linked websites or offerings have separate and independent privacy policies, which we recommend you read carefully. We have no control over such websites or offerings and therefore have no responsibility or liability for the manner in which the organizations that operate such linked websites or offerings may collect, use, disclose, or otherwise treat your personal information. If you have any questions about a third party, you should contact the responsible provider directly.
